How Can I View My Credit Report?

Article by Jamil Chughtai

Are you clueless about your credit history? Do you want to know where you stand with the three major credit bureaus? Equifax, Experian, and TransUnion allow you to request a free credit report for free once per year.

The Fair Credit Reporting Act requires that the major credit bureaus maintain current consumer information regarding your credit history. Your current address, list of accounts, and list of credit inquiries from lenders will be included in this credit report.Annual Credit Report

By visiting AnnualCreditReport.com, you will be able to order free credit file disclosures, also known as credit reports, through the three major credit bureaus.

The credit reports supplied by Equifax, Experian, and TransUnion are provided to you free of charge; however, you will need to pull each credit report manually from each company website. Additionally, you will need to go through the ordering process as if you were buying a product from the site, but you will not be required to enter your credit card information for this free (.00) transaction.

What Is On My Credit Report?

Your credit reports will contain the following information:

- Your Name, Address, and Contact Information- Credit Card Balances and Credit Limits- Auto Loans, Home Loans, or Mortgages- Payment History on Current and Past Credit Cards and Loans- Inquiries from Third Parties

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